“In my eighty-eighth year, I find myself crafting this memoir, not as an anchor to days past but as a compass for the generations to come. The purpose of this book is less about chronicling my footsteps and more about illuminating a path for those who will walk after me. At the heart of my reflections lie five foundational elements I’ve come to call my Five F’s: Faith, Family, Friends, Finance, and Philanthropy. While philanthropy may stretch the alliteration, its inclusion is pivotal, for it weaves through the others, enabling acts of generosity and the realization of a vision far beyond personal gain. My enduring hope is that this memoir transcends the bounds of a traditional biography, becoming a dynamic force in the lives of my beloved family. May the story of my life with my lovely bride, Dottie, inspire you to embrace your potential to shape the world, holding dear the conviction that if I could make a difference, so too can you.”